I really need to set some goals here. If there are no real goals and I don't put them out into the world I know that it will not be achieved.
So here goes, my short time (to me the definition of Short time is between 1 week to 6 months time) goals are:
1. To start paying all my bills on time.
2. To start taking lunch into work once a week
3. To save $20 a week initially and then build up to $100
4. To reduce our take away / fast food diners to once a week
5. To merge all our superannuation into one fund each.
My long term goals (my long term definition is between 1 to 2 years) are:
1. Build up a savings account so that we can a family holiday
2. To fix our credit rating
3. To buy an investment property
4. To reduce our grocery bill
5. To be a smart buyer, that is to never buy anything at full price
6. Reduce our debt so that we live comfortably.
So here goes, my short time (to me the definition of Short time is between 1 week to 6 months time) goals are:
1. To start paying all my bills on time.
2. To start taking lunch into work once a week
3. To save $20 a week initially and then build up to $100
4. To reduce our take away / fast food diners to once a week
5. To merge all our superannuation into one fund each.
My long term goals (my long term definition is between 1 to 2 years) are:
1. Build up a savings account so that we can a family holiday
2. To fix our credit rating
3. To buy an investment property
4. To reduce our grocery bill
5. To be a smart buyer, that is to never buy anything at full price
6. Reduce our debt so that we live comfortably.
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